Our Financial Health

Delta Dental Remains on Secure Financial Footing

Delta Dental of California, Delta Dental of Pennsylvania, Delta Dental Insurance Company, and their affiliated companies, and Delta Dental of New York — all remain financially stable and in good position to weather the current economic environment.

Here is why:

Our finances

  • Our current aggregated reserves — nearly $390 million — are more than adequate to meet our policy holder obligations and regulatory guidelines.
  • The majority of our reserves are invested in AAA rated fixed securities (bonds) with no exposure to sub-prime mortgages.
  • Our AM Best rating currently is B++ (good).
  • We are not highly leveraged and do not have many substantial long-term debt obligations to repay.

Our customers

  • We expect to renew the vast majority of our existing customers (more than 98%).
  • We continue to acquire substantial new business.
  • We added two million subscribers over the last two years, bringing us to 24 million enrollees.

Our future

To help us continue our competitive advantage, we are making a significant investment in new claims processing and customer service technology and systems that will allow us to:

  • Streamline our administration
  • Reduce our costs
  • Improve service to our groups, dentists and enrollees
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Facts & Statistics

  • Enrollment:

    24 million

  • Employees:

    Over 3,600

  • CEO:

    Gary D. Radine

  • Headquarters:

    San Francisco, CA

  • Consolidated 2008 Revenues:

    $5.9 billion

  • Productivity:

    36.4 million claims processed annually

  • Efficiency:

    Out of every premium dollar, 90 cents goes directly to patient care

  • AM Best Rating:

    B++ (good)

  • Networks:

    The Delta Dental Plans Association has a nationwide network of dentists.

    • Delta Dental Premier®
      198,200 dentist locations nationwide
    • Delta Dental PPOSM
      116,500 dentist locations nationwide
    • DeltaCare USA®
      21,600 dentist locations nationwide